How you safe/secure is our net banking a/c?
Our net banking is safe and secure with OTP authentication, data encryption, automatic logout, and fraud monitoring. Always keep your login details private for maximum security.
How safe/secure is our net banking a/c?
YHM Bank net banking is highly secure with OTP-based login, strong encryption, automatic logout, and continuous fraud monitoring. Your account stays safe as long as you keep your login details and OTP confidential.
Can I use any branch across India?
Yes, you can access your account and banking services from any YHM Bank branch across India. All branches are connected to the core banking system (CBS), which means you can deposit, withdraw, transfer funds, or update account details from any location nationwide.
When will I receive my account statement?
You will receive your account statement on the 1st of every month through your registered email address. The e-statement will include a detailed summary of all transactions made during the previous month.
What is the rate of interest?
Based on the official YHM Bank Limited savings account : Balance up to ₹1 lakh: 3.00% per annum Balance above ₹1 lakh up to ₹5 lakh: 5.00% per annum Balance above ₹5 lakh up to ₹10 lakh: 8.25% per annum Balance above ₹10 lakh: 10.00% per annum
What is the minimum balance?
The minimum balance required to maintain a digital savings account is ₹1,000. Failure to maintain the minimum balance may attract nominal charges as per the bank’s policy.
